Updates Coming to Patient Payment Program

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ClearBalance®

Livingston HealthCare is excited to offer the ClearBalance® program — a comprehensive solution that helps you manage your out-of-pocket medical expenses. The financial burden of medical costs can often be overwhelming.

With ClearBalance, you can pay your Livingston HealthCare balance over time with flexible payment options and no interest. This program is designed to make healthcare more accessible and stress-free for you and your family.

Click here to enroll

About the ClearBalance Program

  • Flexible Monthly Payments: Choose from a variety of payment options that best fit your budget and schedule; make auto payments, online or over the phone.
  • 0% Interest Financing: You only pay what you owe — no hidden fees or additional costs.
  • No Credit Checks or Credit Barriers: Everyone is welcome, regardless of your credit score. You can get the care you need, without worrying about your credit.
  • Easy Enrollment: Simple and straightforward; enroll online or over the phone in just a few minutes.
  • Personalized Support: Dedicated patient advocates are available to provide personalized support throughout your enrollment.

How the ClearBalance Program Works

  • After insurance or financial assistance has been applied, any remaining balance is eligible for ClearBalance.
  • You select the payment plan duration and monthly amount that works for you.
  • You may continue to use your ClearBalance account for future Altru visits.
  • You manage your accounts online anytime — view statements, update payment methods, or see your balance.

Frequently Asked Questions

What is the ClearBalance program?
The ClearBalance® program offers patients a zero-interest revolving credit account with a low monthly payment, no annual fees, and no prepayment penalties.

How do I enroll in the ClearBalance program?
It’s easy to enroll, and there is no application. Work with your billing representative at Livingston HealthCare to enroll or call 406.823.6414 for more information.

Does the ClearBalance program affect my credit?
ClearBalance® does not report to credit bureaus.

Does the ClearBalance program affect my credit?
ClearBalance® does not report to credit bureaus.

How do I make a payment on my ClearBalance account?

Can I combine charges for family members and future services?
Yes, ClearBalance® can consolidate existing account balances from North Memorial Health into one easy statement for you and other dependent family members. You may also add additional balances for services incurred within the North Memorial Health system.

What if I need to speak to someone at ClearBalance?
The ClearBalance® Patient Experience Center can assist you. Contact the Center at 1-888-334-4022, available Monday – Friday, 7AM. – 8PM, and Saturday 8AM – 4:30PM.

Livingston HealthCare Patient Financial Services:
Phone: 406.823.6414
Email: PatientPay@LivingstonHealthCare.org